BCCS offers three different reward programs for Gold, Platinum, or Discover consumer credit cards:

Cash Rewards: Accounts would earn 1% of their annual qualified purchases (sales minus returns). The rebate earned is automatically credited to the account each January for the previous year. ($20 annual fee for this program)

Choice Rewards: Earn 1 point for every $2 in qualified purchases (sales minus returns). Reward redemption starts at 4,000 points. ($25 annual fee for this program)

Elite Rewards: Earn 1 point for every $1 in qualified purchases (sales minus returns). Reward redemption starts at 4,000 points. The elite program also offers a bonus of 5,000 points when you spend at least $1,000 within the first three months. ($50 annual fee for this program)